Category: thoughts

Growing your business

I searched ‘how to grow your business’ and this came up from – entrepreneur.com.  I listed the 15 ideas to help you grow your business: Build a sales funnel Utilize a customer management system Research the competition Create a customer loyalty program Identify new opportunities…

Friends grown apart…

As I age, I become increasingly aware of old friends’ poor decisions in life leading them to a life that is poor in quality.  The good thing is most of my friends from high school or before who I still keep in touch with…

Service firewalls and lack of accountability

Have you ever tried getting through to a service provider such as Comcast, AT&T, or Verizon, but did not have much success? Many of the larger businesses are going to automated customer service systems.  There are also a good amount of customer service representatives…

Success blog stuff

I have been writing for several months on different strategies to better position yourself for future success.  The core of each strategy include knowledge, exposure, and courage.  Knowledge is crucial to making good decisions because without it, you are blind.  Exposure allows others to…

Bad decision prone

Look around you and take notice of the people that are doing well and the people that are not doing well.  I do not believe it is an accident that certain people constantly end up in a bad situation.  I always say, as long as…

Making right decisions with what you know

There is so much information out there readily available to us at the click of a button, yet so many of us do not take full advantage of it.  By using google, yahoo, or many other search engines, we are able to easily search the internet. …

Cost of living and educational stats

Just recently, I wrote a blog titled Level of education and salaries.  I briefly compared education to average salaries and noted the highest ranked state and lowest ranked state in terms of median household income.  I took it one step further to dive into highest…

401(k) comparison to the average American

On occasion a student may say, “it’s acceptable for me to do poorly in my class because everyone else is doing bad too”.  I do not buy into this type of thinking because you might just be in a class filled with under-performers.  There…

Level of education and salaries

Maryland is the highest ranked state in terms of median household income with $76,805 in 2015.  Mississippi is the lowest ranked state in terms of median household income with $40,037 in 2015.  In 2015, the median household income for the United States as a…

Pay off your mortgage first

Many financial advisers feel strongly about investing more heavily than paying off your mortgage faster, especially if your APR is low (<5.0%).  Fortunately, I have a super low interest mortgage at 2.99%, but I still feel strongly about paying off my mortgage as quickly…

Don’t be afraid to compete

As a child, I was pretty shy when it came to competition even though I played on sports teams my entire life.  My parents have always taught me to be polite and not be competitive.  It was almost as if they viewed competition as…

Getting it done without excuses

Are you the type to dig deep and get it done, without excuses?  Or are you the type to not finish the job and fill the air with endless excuses of why you were not able to succeed?  There is no question in my…