Tag: money

Spend less

Nobody knows your situation better than you do or at least should.  If you struggle to understand your financial situation, then recognize there is a problem and of course, opportunity to improve your situation.  There are people that do not dig into the granular…

Life is still going on

No matter what you are doing, life is still going on!  The world does not revolve around anyone of us, which should be very obvious to you.  Outside of what you are doing there are still aother events going on, which may be more or…

Religion… through good or bad

At 32 years old, working a full-time job plus running my own business to more quickly payoff my mortgage can be stressful at times.  In addition to this, I am responsible for the welfare of my 5 month old son, cat, dog, and wife.  In…

Financial risk

What is the first thing that comes to your mind when you think about risk?  Are you thinking about your day to day and where you are risking your life?  For example, your daily commute to work and back.  You could also be thinking about…

Going back to school

After undergraduate school, I immediately joined a startup pharmaceutical company as a chemist.  After several years, I joined a larger company that offered tuition reimbursement as a benefit.  I took advantage of the tuition reimbursement program, which I highly recommend to anyone who is…

Why I am against financial advisors

There are these people who exist called financial advisors who will help you determine what to do with your money.  Financial advisors are supposed to help you grow your money more quickly than if you just handled it without any help.  Obviously, financial advisors are…

Family time

In our society today, money is necessary to purchase food, gas for transportation, pay for our mortgages, monthly bills, college education, entertainment, and so much more.  For most citizens, it is imperative to have a job to earn money to continue living a standard…

The tortoise and the hare

Remember the story about the tortoise and the hare?  Although the hare was quicker, the tortoise never did rest and ended up winning the race.  The tortoise managed his time better than the hare.  What if instead of speed, the hare had a larger…

Financial discipline

Sometimes it is difficult to stand back and watch someone make poor financial decisions.  Money can be a very sensitive topic to many people, especially if they are not doing well financially.  There is no easy way to tell someone they are messing up. These…

Education is important – part II

As mentioned previously, I have four strategies I use to reach success. Gather information/data to better prepare ourselves for the future Understand our goals and build a plan to reach them in a timely manner Learn from our mistakes Celebrate our successes The last…

Penny wise, dollar foolish

Lets say your oil in your car needs to be changed every 5,000 miles.  It costs about $35 each time you change the oil in your car at your local shop.  You drive 20,000 miles per year, so you are changing your oil 4…

Working from home

Not all jobs are work from home type of jobs.  For example, if you are a maintenance mechanic, then you will most likely need to be on site to do your job.  If you are a project manager, you may have flexibility on where you can…